July 11, 2025

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Why Mila Kunis and Ashton Kutcher Are Skipping Trust Funds for Their Kids

Mila Kunis and Ashton Kutcher, one of Hollywood’s most beloved couples, have made headlines with a surprising decision regarding the future inheritance of their $275 million combined fortune. Contrary to common celebrity trends, the duo has publicly expressed their intent not to leave traditional trust funds or large inheritances to their children, setting themselves apart in a culture where generational wealth is often passed down unchecked.

The pair, known for balancing their high-profile careers with a grounded family life, have openly discussed their views on money, success, and responsibility. Their decision is motivated by a desire to encourage independence and personal achievement in their two children, Wyatt and Dimitri. Rather than handing over a large financial safety net, Kunis and Kutcher want their kids to work for their own path, believing this approach will better prepare them for the real world.

In recent statements, Ashton Kutcher emphasized the importance of earning one’s own accomplishments. He noted that while wealth can open doors, it can also create a false sense of security that stifles ambition. Mila Kunis shared similar sentiments, highlighting her desire to raise children who value hard work and develop their own sense of purpose rather than relying on inherited wealth.

Financial experts and estate planners have pointed out that this decision aligns with a growing trend among wealthy families who want to avoid the pitfalls associated with large trust funds such as dependency, entitlement, or squandered fortunes. Instead, many are opting for structured inheritance plans that distribute wealth gradually or provide access only for education, entrepreneurship, or specific milestones.

According to insiders familiar with the couple’s estate planning, Kunis and Kutcher are setting up trusts that ensure their children are supported but with conditions aimed at promoting responsible decision-making. The vast majority of their sizable $275 million combined net worth is expected to be allocated to charitable causes and philanthropic efforts close to their values, including children’s health and education initiatives.

This approach has earned them respect not only from fans but also from wealth management communities, as it challenges the norm of simply passing along generational wealth without guardrails. Their choice emphasizes legacy in terms of values and social impact rather than just financial inheritance.

While some may question whether the children of celebrities will face the typical struggles of financial hardship, Kunis and Kutcher’s strategy provides a nuanced middle ground. By ensuring their children have the resources and education necessary for success while also encouraging self-reliance, they aim to cultivate resilience and a strong work ethic—key traits they believe will serve their family for generations.

Ultimately, Mila Kunis and Ashton Kutcher’s estate plans reaffirm a growing philosophy among wealthy parents: that the greatest gift is not a large inheritance but the tools and mindset to build a meaningful life. Their decision not to leave a traditional trust fund behind is a bold statement in Hollywood and beyond, signaling a shift towards more thoughtful, purpose-driven financial legacies.